A hit and run accident is basically
described as being in an accident where the at-fault party leaves the scene
after injuring you or causing damages to properties. Up to $200,000 coverage is
provided to BC residents. If you are not from BC but you have been injured in
BC, different limitations may be set for you.
Anyone injured or whose property has
been damaged by a hit and run accident can file for this claim. If the accident
happened on a BC highway, you can also file for a claim.
If more than one people are involved in
the accident, the claim can be divided. Damages to properties have a $750
deductible imposed while no such deductibles are imposed to injuries.
It is also important to note that once
ICBC makes an investigation and have found out that it is indeed a hit and run
case, your insurance premium won’t be affected.
If you are a victim of a hit and run
accident, it’s important to get all the evidences that you can use such as CCTV
footage, dashboard camera footage, witnesses and many others. Call the police
and report the incident within 24 hours. Contact ICBC as well, so they can tell
you what to do when it comes to filing for a claim and repairing your damaged
vehicle.
If the injuries and damages are severe
and you think the coverage is not sufficient, get the help of Lawyers in Prince George from law firms like DB Law.
Lawyers in Prince George BC can help you assess the real value of your claim
and help you negotiate for a higher claim with ICBC.
